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Postbank schraubt an TagesgeldZinsen

2025-03-12 00:23:03 source:Tank top and camisole
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Postbank schraubt an TagesgeldZinsen

SONGZIO logo-patch Cotton T-shirt Grey

Extended heel pullEngineered meshLaces with 70% recycled nylon and 30% recycled polyester (excluding aglet)Compression molded EVA foam midsoleDurabrasion rubber outsoleImportedShipping Note: Shipping to Alaska, Hawaii, PO Boxes, and APO addresses is not available for this itemWarranty: 90 Day Woot Limited Warranty

Knitted top

TWINSET Kids mélange track pants Highlights ash grey stretch-cotton mélange effect elasticated waistband tapered leg elasticated hem Composition Cotton 95%, Spandex/Elastane 5% The composition information is subject to the actual product. The product composition details of the spliced material will be split and displayed. Washing instructions Read Manufacturer Guidelines The washing method is subject to the commercial washing standard Product IDs FARFETCH ID: 24506984 Brand style ID: 242GJ2332

Die Postbank hat im Rahmen ihrer „Neugeld-Aktion“ den Zinssatz für Tagesgeld neu eingezahlter Beträge von 1 Prozent auf 2,5 Prozent pro Jahr erhöht – allerdings nur zeitlich befristet. Dabei müssen Sparer bestimmte Einschränkungen in Kauf nehmen. Sinkende Tagesgeldzinsen ärgern Sparer Seit Mitte Juni 2024 ist ein deutlicher Abwärtstrend bei den Tagesgeldzinsen zu beobachten, was bei vielen Sparern für Unmut sorgt. Hintergrund dieser Entwicklung ist die geldpolitische Ausrichtung der Europäischen Zentralbank, deren Leitzins – aktuell 2,75 Prozent – als Richtwert für die Zinsgestaltung der Banken dient. Die Institute passen ihre Tagesgeldangebote regelmäßig an diesen Leitzins an und senken dabei die Zinssätze kontinuierlich. Für viele Sparer bedeutet dies, dass sie auf Renditen verzichten müssen, die noch vor einigen Monaten noch deutlich höher lagen. Daher klingt das Angebot der Postbank, die Tagesgeld-Zinsen zu erhöhen, erst einmal verlockend. Erhöhter Zinssatz nur für 4 Monate Von dem höheren Tagesgeld-Zins profitieren Sie allerdings nur, wenn sie mindestens 2500 Euro von einer anderen Bank auf ihr Postbank-Tagesgeldkonto überweisen. Der Einzahlungszeitraum endet am 7. April 2025. Für das eingezahlte Guthaben werden dann vom 15. April bis zum 14. August 2025 die höheren Zinsen von 2,5 Prozent pro Jahr gewährt. Das gilt für Beträge bis zu 100.000 Euro. Einlagen, die diesen Betrag übersteigen, werden weiterhin mit dem variablen Zinssatz von gerade einmal einem Prozent verzinst. Kunden, die bereits an einer früheren Aktion teilgenommen haben, müssen ein neues Konto eröffnen, um die neuen Konditionen nutzen zu können. Die Zinsen werden vierteljährlich ausgezahlt. Zusätzlich greift die gesetzliche Einlagensicherung, die pro Person Einlagen bis zu 100.000 Euro schützt. Nach Ablauf der Garantiezeit kehrt der variable Zinssatz von 1 Prozent wieder zurück. Großer Vergleich von COMPUTER BILD Die Aktion lohnt sich vor allem für Bestandskunden der Postbank. Wer eine neue Bank mit möglichst hohen Tagesgeld-Zinsen sucht, kann einen Blick auf die Zinsvergleiche und Konditionen anderer Banken von COMPUTER BILD werfen. Dort finden Sie Tagesgeld-Angebote von bis zu 3,25 Prozent.

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